Car insurance for foreigners in Spain

Car insurance for foreigners

With Meridional and Coseba, discover a secure journey.

Meridional and Coseba come together to offer you a unique proposition in the market, combining Coseba’s 37 years of experience in the world of insurance and the care that Meridional guarantees to its customers.

We protect your freedom of movement.

free quote

Car insurance for foreigners

With Meridional and Coseba, discover a secure journey.

We protect your freedom of movement.

free quote

Would you like to have peace of mind knowing that your car is protected in any situation?

Meridional and Coseba, a team committed to your wellbeing.

Why trust this insurance to protect your car?

At Meridional, we not only speak your language, but we also offer you a range of exceptional benefits when taking out insurance.

Allow us to guide you, our associated companies offer you up to:

No claims bonus: We respect the no claims bonus from your country.
Replacement vehicle: In case of breakdown, accident, or theft
Accessories: We cover up to £12,000 in factory accessories, without you having to declare them.
Valuation in case of accident: We value your car as new for the first 3 years and in the 4th, we apply a 30% improvement on the valuation.
Comprehensive coverage: We insure your car comprehensively even if it is not new, as long as it is less than 15 years old.

Your safety is priceless, but we make it easier for you. Discover how affordable your protection behind the wheel can be

Get your free quote now!

The best coverages and services with Coseba and Meridional

We search for insurance tailored to your vehicle because we have the best insurance companies in the market.

Different types of coverages

Cars and drivers are all different, so we adapt to what you need with different coverage options:

Third party (basic coverages)
Extended third party (with additional coverages such as theft or fire)
Comprehensive.

Compulsory and Voluntary Civil Liability

This coverage is included in all plans from our insurance companies. It can be extended in some of our insurers to:

Bodily injury and property damage above the legal minimum required.
Bail.
Fire damage in garages.
Damage caused by you as a cyclist or pedestrian.

Legal defence and claims for damages to third parties

What happens if a third party takes you to court or you have to take someone to court?

With all our companies, you will have both defence and prosecution costs covered in a criminal proceeding resulting from a traffic accident involving the insured vehicle.

Depending on the type of policy contracted, you may even have lawyers and solicitors’ fees covered.

Own damage

Do you want maximum protection for your car?

We have comprehensive plans with the best companies in the market. Your car will always be as if it just left the factory. These comprehensive plans cover all material damage to your vehicle: scratches, dents, etc.

They can also include:

Repair costs.
Replacement vehicle.
Costs of transporting the vehicle to the workshop.

Windscreen

Car windscreens are very expensive and are one of the elements most exposed to breakage. At Meridional, we advise you to take out this cover so that windscreen repair or replacement is always covered.

IncenFiredio:

What happens if your car catches fire and you can’t claim any other insurance?

If you take out this cover with us, you won’t have to worry about anything. You can take out a policy that covers all the damage your car may suffer due to a fire.

For example

Fire damage, explosion.
Fire and rescue service costs.
Replacement vehicle (if declared a total loss)

Theft and damage by theft

What happens if your car is stolen?

We are here to help you with everything you need in this type of situation.

You can get coverage such as:

Compensation for the theft of your vehicle.
Repair of parts damaged in the attempted theft of your vehicle.
Replacement of stolen car parts.
Recovery costs if your car is stolen.
Replacement of the vehicle until the payment of compensation or recovery.

Fine management and driving license withdrawals

What to do if you get a fine or your driving license is withdrawn?

With our companies, you will have everything you need to be able to settle any traffic sanction and, in case you are disqualified from driving, there are even coverages that pay for the course you have to take before recovering your permit and even compensation for deprivation of the driving license.

Travel assistance

All our companies will be by your side on all your trips. All Travel Assistance coverages not only protect your vehicle but also you as a driver, the passengers, and your luggage. There are also coverages available such as:

Technical assistance on the road, towing, rescue, and sending of parts.
Professional driver in case the insured driver cannot drive.
Alternative means of transport in case of breakdown or accident.
Sending of keys.
Transportation or repatriation of travellers and other injured, sick, or deceased passengers.
Travel expenses for a relative in case of hospitalisation of the insured.
Medical and health assistance, including sending of medicines.
Hotel expenses in case of illness.
Costs for early return. -Search and delivery of lost luggage and compensation for delay.
elephone medical advice.
Advance of funds abroad.

Driver’s accident insurance

At Meridional, we want you to drive with the peace of mind of being always protected. That’s why we offer coverages in some of our insurances that will protect you in the following situations:

Compensation in case of Death.
Compensation in case of Permanent Disability.
Healthcare.
Medical, surgical, hospital, and pharmaceutical costs can be covered.
Accommodation and companion expenses in case of hospitalisation of the insured.
Cosmetic surgery and prosthetics.

Don’t wait any longer to discover the best prices. Request your free quote now and discover the peace of mind we can offer you

We have the car insurance with the best coverage.

Car insurance for foreigners

Taking care of the important things

At Meridional we know that people are interested in four things: a simple insurance contracting process, that it is affordable, with adequate coverage, with good customer service when problems arise and if possible at least in English.

Our approach is clear: make insurance easy, fast and hassle-free. We are here to look after our homeowners and provide insurance that responds.

Specialized consulting

Our professionals are also foreigners who one day came to live in Malaga and know your problems from experience.

Fast service

We will always process an insurance or claim quickly, because we like to be attentive to any inconvenience or doubt you may have.

We speak your language

We don’t want language to be a barrier. We speak English and will do our best to communicate with you and help you.

Extraordinary Conditions

We have the experience and credibility of the leading companies in the market, which will provide the highest quality cover for you.

Simple to hire

Please call us or write us leaving your details and we will attend you by phone, by mail, WhatsApp or in an appointment at our office in Miraflores.

Payment facilities

All our insurances have payment facilities: for example monthly (health), quarterly, half-yearly or annually for the others.

We don’t say we care, our customers do.

«Alina from Meridional was very helpful throughout the process, advising me on the different coverages and helping me select the ones that were best for me. She got me a good discount on the home insurance I had.»

Elisabeth M.
American citizen in MijasAmerican citizen in Mijas

«Whenever I have had difficulties regarding a claim,the Meridional office has been very professional and efficient, helping me understand the process and calling the insurance company with them.»

Liliana M.
Costa Rican citizen in FuengirolaCosta Rican citizen in Fuengirola

«I am very happy with Meridional and Reale because, despite having a claim in my home on a Friday, in less than 48 hours they had repaired the breakage. I found that everyone delivered what they promised. Thank you very much.»

David H.
UK citizen in MarbellaUK citizen in Marbella

«I had a serious problem with a flood in my house that affected my downstairs neighbor as well. Everyone really did their job and I was very happy, and so was my neighbor.»

Olli L.
Finnish citizen in MijasFinnish citizen in Mijas

Car insurance for foreigners