Meridional & Coseba, 100% independent to get the best health insurance for you in Spain.
health insurance for foreigners
From a national doctors’ cooperative to large international companies, all with one main goal: The patient is the centre.
We rely on the most reliable and advanced health insurers in Spain, with the largest networks of private hospitals and specialised clinics.
All selected companies have a dedicated English-speaking customer service team and a 24/7 medical emergency hotline also in English.
This insurance is for anyone who wishes to benefit from the advantages of Spanish healthcare, without the language barriers. This includes:
The documents you must provide are:
You will also be asked to:
Co-payment policies
The co-payment option is more economical. In return, you will be asked to pay a small portion of some services
Before choosing this option, please note that:
The Spanish Consulate only accepts policies without co-payments for Visa/Residency Applications. If you are looking for a health insurance policy to apply for a Spanish visa or Spanish residency, make sure you select the no co-payment option.
Premiums for policies with co-payments can only be paid by Permanent Direct Debit through a Spanish bank account.
No co-payment
The no co-payment option has a higher annual premium. In return, you will never have to pay out-of-pocket for any services covered by your policy.
Yes, all the companies we have selected have personal and medical care services in English.
No. Because of new capital prevention restrictions. Only accounts and credit cards are accepted
You do not have to be a resident in Spain to have private health insurance.
Regardless of your resident status and place of residence, you can enjoy the same advantages and privileges as a permanent Spanish resident.
At Meridional we know that people are interested in four things: a simple insurance contracting process, that it is affordable, with adequate coverage, with good customer service when problems arise and if possible at least in English.
Our approach is clear: make insurance easy, fast and hassle-free. We are here to look after our homeowners and provide insurance that responds.
Our professionals are also foreigners who one day came to live in Malaga and know your problems from experience.
We will always process an insurance or claim quickly, because we like to be attentive to any inconvenience or doubt you may have.
We don’t want language to be a barrier. We speak English and will do our best to communicate with you and help you.
We have the experience and credibility of the leading companies in the market, which will provide the highest quality cover for you.
Please call us or write us leaving your details and we will attend you by phone, by mail, WhatsApp or in an appointment at our office in Miraflores.
All our insurances have payment facilities: for example monthly (health), quarterly, half-yearly or annually for the others.
The insurance that covers your medical needs during your stay in Spain.
The time of your holiday should be as pleasant as possible and you should only think about resting.
Take care of your home against any unforeseen event with all the protection you need.
Covers the risks that endanger the peace of mind of your community of neighbours.
Ask for an appointment with our agents because we want to hear how we can help you. Remember we speak English