{"id":5169,"date":"2023-06-18T18:08:34","date_gmt":"2023-06-18T16:08:34","guid":{"rendered":"https:\/\/meridionalteam.com\/es\/?p=5169"},"modified":"2023-06-18T18:08:34","modified_gmt":"2023-06-18T16:08:34","slug":"conseils-pour-obtenir-une-bonne-assurance-habitation-en-espagne","status":"publish","type":"post","link":"https:\/\/meridionalteam.com\/fr\/consejos-para-conseguir-un-buen-seguro-de-hogar-en-espana\/","title":{"rendered":"Conseils pour obtenir une bonne assurance habitation en Espagne."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Si l'on vous demande comment obtenir une assurance habitation plus avantageuse et moins ch\u00e8re en Espagne, voici quelques conseils qui pourraient vous aider \u00e0 r\u00e9duire le co\u00fbt de votre police sans sacrifier les garanties essentielles. Il est important de se rappeler que les prix peuvent varier en fonction de l'emplacement de votre maison et des d\u00e9tails sp\u00e9cifiques dont vous avez besoin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bien que l'assurance habitation ne soit pas obligatoire en Espagne, elle est fortement recommand\u00e9e pour prot\u00e9ger votre investissement contre toute \u00e9ventualit\u00e9. Chez Meridional, nous vous donnons quelques conseils pour optimiser votre assurance habitation en Espagne et vous indiquons quels sont les aspects \u00e0 prendre en compte lors du choix d'une police.<\/p>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-115a16d\" data-block-id=\"115a16d\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-115a16d-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-21387f7\" data-v=\"4\" data-block-id=\"21387f7\"><style>.stk-21387f7{align-self:center !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-21387f7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-21387f7-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-56e0c18\" id=\"5-consejos-para-conseguir-un-buen-seguro-de-hogar-en-espana\" data-block-id=\"56e0c18\"><style>.stk-56e0c18 .stk-block-heading__text{font-size:36px !important}.stk-56e0c18 .stk-block-heading__bottom-line{height:2px !important;width:200px !important;background-color:var(--stk-global-color-51554,#3a9d33) !important;margin-top:15px !important}@media screen and (max-width:1023px){.stk-56e0c18 .stk-block-heading__text{font-size:36px !important}}<\/style><h2 class=\"stk-block-heading__text\">5 conseils pour obtenir une bonne assurance habitation en Espagne<\/h2><div class=\"stk-block-heading__bottom-line\"><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c5c930c\" data-v=\"4\" data-block-id=\"c5c930c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c5c930c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c5c930c-inner-blocks\">\n<div class=\"wp-block-uagb-image uagb-block-f1515fd3 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/meridionalteam.com\/es\/wp-content\/uploads\/sites\/2\/2023\/06\/Seguro-de-Hogar-en-Espana-1024x683.webp\" alt=\"Assurance habitation en Espagne\" class=\"uag-image-5307\" width=\"1024\" height=\"683\" title=\"\" loading=\"lazy\" \/><\/figure><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conseil n\u00b0 1 : faire appel \u00e0 une soci\u00e9t\u00e9 de courtage en assurance<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un courtier en assurance peut vous faire gagner du temps et de l'argent en comparant les devis de diff\u00e9rentes compagnies d'assurance habitation espagnoles. Les courtiers ont un acc\u00e8s direct aux principaux assureurs et peuvent obtenir des tarifs sp\u00e9ciaux qui ne sont pas forc\u00e9ment connus du grand public.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces courtiers commenceront par conna\u00eetre votre cas particulier, vous conseilleront et rechercheront ensuite la police la plus rentable et la mieux adapt\u00e9e \u00e0 vos besoins, en comparant les diff\u00e9rentes offres et les meilleures options disponibles sur le march\u00e9.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si les informations, les politiques et le service client\u00e8le sont \u00e9galement disponibles en anglais, comme c'est le cas pour Meridional, cela peut s'av\u00e9rer particuli\u00e8rement utile si vous avez besoin de conna\u00eetre les d\u00e9tails de la police ou d'obtenir de l'aide pour d\u00e9poser une demande d'indemnisation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chez Meridional, nous collaborons avec le courtier d'assurances Coseba, avec plus de 37 ans d'exp\u00e9rience et 70 bureaux dans toute l'Espagne, pour vous offrir des devis d'assurance habitation tr\u00e8s comp\u00e9titifs aupr\u00e8s des meilleurs assureurs nationaux et internationaux.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conseil n\u00b0 2 : Faites-le vous-m\u00eame<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous pr\u00e9f\u00e9rez faire la recherche vous-m\u00eame, il existe sur Internet des sites de comparaison de prix o\u00f9 vous pouvez entrer les d\u00e9tails et les circonstances de votre propri\u00e9t\u00e9 pour obtenir le devis le plus bas en quelques secondes.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il convient de garder \u00e0 l'esprit que, dans le cadre des contrats en ligne, il peut \u00eatre difficile d'obtenir des conseils personnalis\u00e9s adapt\u00e9s \u00e0 ses besoins sp\u00e9cifiques.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D'autre part, les polices d'assurance habitation en Espagne peuvent \u00eatre des documents complexes et denses qui n\u00e9cessitent un certain niveau de compr\u00e9hension afin d'\u00eatre interpr\u00e9t\u00e9s correctement. Il se peut que vous ne compreniez pas toutes les conditions, ce qui peut entra\u00eener des malentendus sur ce qui est couvert et ce qui ne l'est pas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il a \u00e9t\u00e9 prouv\u00e9 que les \u00eatres humains pr\u00e9f\u00e8rent le contact personnel et la possibilit\u00e9 de poser des questions directement, comme c'est le cas \u00e0 Meridional, o\u00f9 vous savez que nous aimons prendre soin des gens.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conseil n\u00b0 3 : \u00e9viter de r\u00e9clamer de petits montants<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il vaut la peine de r\u00e9fl\u00e9chir \u00e0 la question de savoir s'il faut ou non pr\u00e9senter des demandes d'indemnisation mineures. Parfois, les petites r\u00e9clamations peuvent entra\u00eener une augmentation des primes les ann\u00e9es suivantes, car vous perdez votre rabais pour absence de r\u00e9clamation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est toujours conseill\u00e9 de faire le calcul ou de consulter votre agent d'assurance, en l'occurrence Meridional, afin qu'il vous propose la meilleure option.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conseil n\u00b0 4 : payer en une seule fois<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dans la mesure du possible, essayez de payer votre assurance habitation en Espagne en une seule fois plut\u00f4t qu'en plusieurs fois. M\u00eame si le paiement mensuel peut sembler plus facile \u00e0 g\u00e9rer, vous finirez g\u00e9n\u00e9ralement par payer plus en raison des int\u00e9r\u00eats et des suppl\u00e9ments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conseil 5 : Ajustez votre franchise<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a47b660\" data-block-id=\"a47b660\"><style>.stk-a47b660{margin-bottom:50px !important}<\/style><p class=\"stk-block-text__text\">En prenant plus de risques et en augmentant la franchise de votre assurance habitation, vous pouvez r\u00e9duire vos primes annuelles. Toutefois, il est important de trouver le bon \u00e9quilibre afin de ne pas vous exposer \u00e0 des co\u00fbts que vous ne pourriez pas couvrir en cas de sinistre.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-db7f33f\" data-block-id=\"db7f33f\"><style>.stk-db7f33f{margin-bottom:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-db7f33f-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3f48584 stk-block-background\" data-v=\"4\" data-block-id=\"3f48584\"><style>.stk-3f48584{background-color:var(--stk-global-color-51554,#3a9d33) !important}.stk-3f48584:before{background-color:var(--stk-global-color-51554,#3a9d33) !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3f48584-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3f48584-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9e943da\" id=\"protege-tu-hogar-protege-a-tu-familia\" data-block-id=\"9e943da\"><style>.stk-9e943da{max-width:75% !important;margin-right:auto !important;margin-bottom:0px !important;margin-left:auto !important}.stk-9e943da .stk-block-heading__text{color:#ffffff !important}@media screen and (max-width:767px){.stk-9e943da .stk-block-heading__text{font-size:20px !important}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-white-color has-text-align-center\">Prot\u00e9gez votre maison, prot\u00e9gez votre famille !<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-42f3e31\" id=\"protege-tu-hogar-protege-a-tu-familia-la-seguridad-de-tu-hogar-al-alcance-de-tu-mano\" data-block-id=\"42f3e31\"><style>.stk-42f3e31{border-style:solid !important;border-color:#ffffff !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:2px !important;border-left-width:0px !important;max-width:75% !important;margin-right:auto !important;margin-left:auto !important}.stk-42f3e31 .stk-block-heading__text{color:#ffffff !important}@media screen and (max-width:767px){.stk-42f3e31 .stk-block-heading__text{font-size:20px !important}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-white-color has-text-align-center\">La s\u00e9curit\u00e9 domestique en un clic<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b194f6f\" id=\"obten-tu-cotizacion-gratuita-ahora\" data-block-id=\"b194f6f\"><style>.stk-b194f6f{margin-bottom:0px !important}.stk-b194f6f .stk-block-heading__text{font-size:30px !important;color:#ffffff !important}@media screen and (max-width:1023px){.stk-b194f6f .stk-block-heading__text{font-size:30px !important}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-white-color has-text-align-center\">Obtenez votre devis gratuit d\u00e8s maintenant !<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-center stk-block stk-a8c9695\" data-block-id=\"a8c9695\"><style>.stk-a8c9695 .stk--svg-wrapper .stk--inner-svg svg:last-child{height:51px !important;width:51px !important}.stk-a8c9695 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-a8c9695 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:#ffffff !important}<\/style><a class=\"stk-link\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-extranjeros\/formulario-de-contratacion\/\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><lineargradient id=\"linear-gradient-a8c9695\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-a-8-c-9695-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-a-8-c-9695-color-2)\"><\/stop><\/lineargradient><\/defs><\/svg><svg aria-hidden=\"true\" data-prefix=\"far\" data-icon=\"hand-point-up\" class=\"svg-inline--fa fa-hand-point-up fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M105.6 83.2v86.177a115.52 115.52 0 0 0-22.4-2.176c-47.914 0-83.2 35.072-83.2 92 0 45.314 48.537 57.002 78.784 75.707 12.413 7.735 23.317 16.994 33.253 25.851l.146.131.148.129C129.807 376.338 136 384.236 136 391.2v2.679c-4.952 5.747-8 13.536-8 22.12v64c0 17.673 12.894 32 28.8 32h230.4c15.906 0 28.8-14.327 28.8-32v-64c0-8.584-3.048-16.373-8-22.12V391.2c0-28.688 40-67.137 40-127.2v-21.299c0-62.542-38.658-98.8-91.145-99.94-17.813-12.482-40.785-18.491-62.791-15.985A93.148 93.148 0 0 0 272 118.847V83.2C272 37.765 234.416 0 188.8 0c-45.099 0-83.2 38.101-83.2 83.2zm118.4 0v91.026c14.669-12.837 42.825-14.415 61.05 4.95 19.646-11.227 45.624-1.687 53.625 12.925 39.128-6.524 61.325 10.076 61.325 50.6V264c0 45.491-35.913 77.21-39.676 120H183.571c-2.964-25.239-21.222-42.966-39.596-59.075-12.65-11.275-25.3-21.725-39.875-30.799C80.712 279.645 48 267.994 48 259.2c0-23.375 8.8-44 35.2-44 35.2 0 53.075 26.4 70.4 26.4V83.2c0-18.425 16.5-35.2 35.2-35.2 18.975 0 35.2 16.225 35.2 35.2zM352 424c13.255 0 24 10.745 24 24s-10.745 24-24 24-24-10.745-24-24 10.745-24 24-24z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types d'assurance habitation en Espagne<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En Espagne, il existe essentiellement deux types d'assurance habitation : l'assurance contenu et l'assurance b\u00e2timent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En d'autres termes, l'assurance habitation peut prot\u00e9ger \u00e0 la fois la structure et le contenu de votre propri\u00e9t\u00e9. L'assurance b\u00e2timent couvre la structure physique de votre habitation, comme les murs, les plafonds et les syst\u00e8mes \u00e9lectriques, entre autres.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, l'assurance contenu prot\u00e8ge vos biens personnels, qu'il s'agisse de meubles, d'appareils \u00e9lectrom\u00e9nagers, de v\u00eatements ou de bijoux.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon la police que vous choisissez, elle peut \u00e9galement couvrir la responsabilit\u00e9 civile, les frais de justice, le vol, l'incendie, les d\u00e9g\u00e2ts des eaux, les catastrophes naturelles et bien d'autres choses encore.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Assurance habitation<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L'assurance habitation prot\u00e8ge vos biens personnels en cas de vol ou, s'ils sont couverts, en cas de dommages dus \u00e0 des catastrophes naturelles. Cette couverture est particuli\u00e8rement importante si votre propri\u00e9t\u00e9 est situ\u00e9e dans une zone touristique populaire, comme la Costa del Sol, o\u00f9 le risque de cambriolage est plus \u00e9lev\u00e9.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il ne faut pas non plus exclure d'inclure une couverture de la responsabilit\u00e9 civile en cas d'accidents ou de blessures survenant sur votre propri\u00e9t\u00e9, ce qui est particuli\u00e8rement utile si vous envisagez de louer votre logement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La plupart des polices d'assurance habitation remplacent aujourd'hui les objets endommag\u00e9s ou vol\u00e9s par des objets neufs. On peut trouver le cas de polices qui appliquent encore une politique d'indemnisation, o\u00f9 l'assureur calcule une valeur d\u00e9pr\u00e9ci\u00e9e pour les objets endommag\u00e9s ou vol\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans un article pr\u00e9c\u00e9dent de notre blog consacr\u00e9 \u00e0 l'assurance habitation en Espagne, nous avons abord\u00e9 en d\u00e9tail les points suivants <a href=\"https:\/\/meridionalteam.com\/fr\/es\/vol-a-votre-domicile-10-etapes-a-suivre\/\" data-type=\"URL\" data-id=\"https:\/\/meridionalteam.com\/es\/robo-en-tu-vivienda-10-pasos-a-seguir\/\">les modalit\u00e9s d'indemnisation des entreprises en cas de vol<\/a>Mais surtout, comment se prot\u00e9ger contre le vol.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Avantages de l'assurance multirisque habitation<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'un des principaux avantages de l'assurance habitation est la couverture de la responsabilit\u00e9 civile en cas d'accident ou de blessure dans votre propri\u00e9t\u00e9. Il s'agit de toute personne susceptible d'\u00eatre victime d'un accident sur votre propri\u00e9t\u00e9 et de vous poursuivre en justice pour des blessures ou des frais m\u00e9dicaux.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les dommages accidentels \u00e0 vos biens personnels sont \u00e9galement couverts. Parmi les objets les plus couramment endommag\u00e9s figurent les appareils m\u00e9nagers, notamment les t\u00e9l\u00e9viseurs, les r\u00e9frig\u00e9rateurs, les ordinateurs, les plaques de cuisson en vitroc\u00e9ramique, etc.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Protection contre le vol<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La principale raison de souscrire une assurance habitation en Espagne est de se prot\u00e9ger contre les cambriolages. Malheureusement, ce type de d\u00e9lit est fr\u00e9quent, surtout dans les r\u00e9gions touristiques et riches de l'Espagne o\u00f9 nous sommes situ\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est \u00e9galement possible que nous ayons d\u00e9cid\u00e9 de louer notre propri\u00e9t\u00e9 en Espagne \u00e0 des touristes, ce qui augmente sans aucun doute le risque de cambriolage. C'est pourquoi nous vous recommandons de souscrire une assurance habitation de vacances pour vous prot\u00e9ger en cas de location ou, si personne n'habite sur place pendant plusieurs mois, une couverture contre le squat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Protection juridique ou couverture juridique dans l'assurance m\u00e9nage en Espagne<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ce type de couverture d\u00e9pend de chaque compagnie d'assurance et du type de police souscrite. N\u00e9anmoins, il existe une s\u00e9rie de garanties qui tendent \u00e0 \u00eatre les plus courantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00e9fense civile et prud'homale, \u00e0 condition que l'assur\u00e9 n'ait pas agi de mauvaise foi.<\/li>\n\n\n\n<li>Responsabilit\u00e9 civile.<\/li>\n\n\n\n<li>Les r\u00e9clamations des consommateurs, tant pour les contrats de fourniture que pour la vente et l'achat de biens.<\/li>\n\n\n\n<li>Frais de proc\u00e9dure judiciaire dans laquelle la personne assur\u00e9e est impliqu\u00e9e.<\/li>\n\n\n\n<li>R\u00e9clamations li\u00e9es \u00e0 des travaux dans le logement ou \u00e0 des probl\u00e8mes avec l'association des r\u00e9sidents.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En d'autres termes, parmi les garanties de base de cette assurance figurent la d\u00e9fense p\u00e9nale, la d\u00e9fense des consommateurs, les cas d'infractions administratives et les conseils juridiques par t\u00e9l\u00e9phone.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En plus, vous pouvez ajouter l'acc\u00e8s \u00e0 des consultations sur le droit du travail et le droit civil, comme les s\u00e9parations ou les divorces, parmi d'autres couvertures. Comme vous pouvez le constater, il est possible d'obtenir une bonne police d'assurance habitation compl\u00e8te en Espagne.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Assurance b\u00e2timent<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'assurance b\u00e2timent prot\u00e8ge la structure physique du bien immobilier. En cas de dommages structurels graves, les r\u00e9parations sont souvent tr\u00e8s co\u00fbteuses (une reconstruction peut m\u00eame s'av\u00e9rer n\u00e9cessaire), c'est pourquoi cette assurance constitue une v\u00e9ritable garantie.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il s'agit d'\u00e9l\u00e9ments tels que les murs, les plafonds, les portes, les fen\u00eatres et les syst\u00e8mes de chauffage, de plomberie et d'\u00e9lectricit\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous avez \u00e9galement un pr\u00eat hypoth\u00e9caire ou si vous \u00eates sur le point d'en contracter un, vous serez g\u00e9n\u00e9ralement tenu de souscrire ce type d'assurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Loyer et assurance habitation<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comme nous l'avons d\u00e9j\u00e0 anticip\u00e9, si vous louez votre bien \u00e0 des touristes, le risque de vol ou de d\u00e9t\u00e9rioration augmente. Il est donc conseill\u00e9 de se renseigner sur les polices d'assurance sp\u00e9cifiques pour maisons de vacances qui vous fourniront la couverture n\u00e9cessaire dans ces circonstances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans notre blog, nous avons un <a href=\"https:\/\/meridionalteam.com\/fr\/es\/assurance-location-de-vacances-laquelle-choisir-si-je-vais-louer\/\" data-type=\"URL\" data-id=\"https:\/\/meridionalteam.com\/es\/seguro-de-alquiler-vacacional-cual-elegir-si-voy-a-alquilar\/\">article tr\u00e8s complet sur l'assurance habitation de vacances, o\u00f9 vous trouverez toutes les informations sur l'obligation de souscrire cette assurance.<\/a> si vous destinez votre maison \u00e0 cet usage et d'autres conseils sur les couvertures les plus appropri\u00e9es.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Exclusions dans l'assurance habitation<\/strong> <strong>en Espagne<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lorsque vous souscrivez une police d'assurance, il est essentiel de comprendre ce qui est couvert et ce qui ne l'est pas. Certaines circonstances, comme le fait de louer son bien ou de le laisser inoccup\u00e9 pendant une p\u00e9riode prolong\u00e9e, peuvent entra\u00eener des exclusions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous communiquez ces circonstances \u00e0 l'avance, vous pouvez essayer de les r\u00e9soudre dans le cadre des garanties de la police que vous souscrivez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En outre, certaines entreprises peuvent exiger un niveau minimum de s\u00e9curit\u00e9 de la propri\u00e9t\u00e9, comme une alarme avec une connexion directe \u00e0 la police.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Obtenir une assurance habitation moins ch\u00e8re en Espagne ne signifie pas n\u00e9cessairement sacrifier des protections essentielles. La chose la plus intelligente \u00e0 faire est de rechercher, de comparer et de comprendre les conditions de votre police, et avec Coseba et Meridional, vous pouvez d\u00e9j\u00e0 \u00eatre sur la bonne voie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il vous suffit de nous contacter et de nous laisser faire, avec l'avantage de pouvoir nous appeler personnellement pour lever vos doutes avant de souscrire votre assurance habitation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Assurance de la communaut\u00e9 des propri\u00e9taires<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les frais que vous payez \u00e0 votre association de propri\u00e9taires comprennent une assurance communautaire. Ce type d'assurance couvre l'ext\u00e9rieur du b\u00e2timent, les parties communes du complexe, les d\u00e9g\u00e2ts des eaux provenant des canalisations de la communaut\u00e9 et la responsabilit\u00e9 civile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans un autre article de notre blog, nous avons parl\u00e9 en d\u00e9tail de l'assurance communautaire.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Que couvre l'assurance construction en Espagne ?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L'assurance b\u00e2timent en Espagne couvre la structure physique du b\u00e2timent et les installations. Il s'agit g\u00e9n\u00e9ralement du toit, des murs, des portes, des fen\u00eatres, des installations de cuisine, des installations de salle de bains et des armoires encastr\u00e9es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En d'autres termes, la couverture des b\u00e2timents fait r\u00e9f\u00e9rence \u00e0 la couverture de votre maison dans votre police d'assurance habitation. Cette garantie prot\u00e8ge la maison dans laquelle vous vivez, ainsi que les structures qui y sont attach\u00e9es (le garage, par exemple), contre les risques \u00e9num\u00e9r\u00e9s dans votre police d'assurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, les objets mobiles, tels que les meubles et autres biens personnels, ne sont pas couverts.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En bref, la maison et tout ce que vous ne pouvez pas emporter en cas de d\u00e9m\u00e9nagement sont prot\u00e9g\u00e9s par l'assurance des b\u00e2timents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Une autre fa\u00e7on d'expliquer ce que couvre la garantie construction et de la diff\u00e9rencier de la garantie contenu est d'imaginer que vous \u00eates capable de mettre votre maison sens dessus dessous (oui, avec une force surhumaine :)). Tout ce qui ne tombe pas, c'est le b\u00e2timent, ce qui tombe, c'est le contenu. Ce qui tombe, c'est le contenu. Facile, non ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour prot\u00e9ger vos biens personnels, vous devez vous tourner vers l'assurance contenu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Couverture des b\u00e2timents principaux<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e8gle g\u00e9n\u00e9rale, les garanties les plus courantes sont celles qui couvrent les dommages caus\u00e9s par les temp\u00eates, le vandalisme, les incendies, les inondations, les glissements de terrain ou les affaissements de terrain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ce cas, votre compagnie d'assurance vous aide \u00e0 couvrir les frais de r\u00e9paration ou, si n\u00e9cessaire, de reconstruction de votre maison.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toutefois, cela peut varier d'une police \u00e0 l'autre et d'une compagnie \u00e0 l'autre. Il est donc essentiel de v\u00e9rifier en d\u00e9tail si votre police vous prot\u00e8ge contre les inondations ou les affaissements de terrain, ou si vous devez payer une prime suppl\u00e9mentaire pour obtenir ces garanties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certaines polices d'assurance des b\u00e2timents couvrent \u00e9galement les \u00e9l\u00e9ments ext\u00e9rieurs au b\u00e2timent lui-m\u00eame, mais qui se trouvent sur le terrain, tels que les piscines, les hangars, les d\u00e9pendances, les murs, les cl\u00f4tures, les portails, les garages, etc. Il est important de v\u00e9rifier cet aspect en fonction de votre situation particuli\u00e8re et de lire attentivement votre police.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous le souhaitez, chez Meridional, nous pouvons vous indiquer tr\u00e8s clairement quelles sont les meilleures options en fonction des caract\u00e9ristiques de votre propri\u00e9t\u00e9. Nous pouvons vraiment vous aider \u00e0 obtenir une bonne assurance habitation en Espagne et au meilleur prix possible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quel est le montant de la couverture de l'assurance des b\u00e2timents ?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Normalement, le montant de l'assurance construction que vous pouvez assurer correspond au co\u00fbt de la reconstruction de votre maison \u00e0 partir de z\u00e9ro, et non \u00e0 la valeur marchande actuelle de votre propri\u00e9t\u00e9. Ce montant est appel\u00e9 \"somme assur\u00e9e\" et repr\u00e9sente le maximum absolu que votre assureur paiera, m\u00eame si votre maison est compl\u00e8tement d\u00e9truite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour calculer la somme assur\u00e9e, il est plus ou moins habituel de prendre la valeur marchande approximative de votre propri\u00e9t\u00e9 et de soustraire un 30%. Toutefois, en cas de doute, il est pr\u00e9f\u00e9rable de demander une \u00e9valuation professionnelle des co\u00fbts de reconstruction \u00e0 un expert judiciaire espagnol.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans tous ces cas, vous pouvez compter sur le soutien de nos sp\u00e9cialistes \u00e0 Meridional si n\u00e9cessaire, car nous vous aiderons \u00e0 prendre contact avec votre compagnie d'assurance ou \u00e0 trouver cet expert ind\u00e9pendant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Assurance contre les glissements de terrain ou les effondrements<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'un des aspects g\u00e9n\u00e9ralement inclus dans l'assurance des b\u00e2timents est la couverture de l'affaissement. Il est important de v\u00e9rifier les conditions de votre police pour vous assurer que ce point n'est pas exclu, car les affaissements ont \u00e9t\u00e9 un probl\u00e8me dans certaines r\u00e9gions de la Costa del Sol.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On parle d'affaissement lorsque le sol sous une propri\u00e9t\u00e9 se d\u00e9place ou s'enfonce. Cette situation se produit souvent lorsque les fondations ne sont pas suffisamment solides, ce qui s'est produit dans de nombreux cas o\u00f9 des constructeurs peu scrupuleux ont pris des raccourcis pour r\u00e9duire les co\u00fbts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le signe le plus courant de l'affaissement est l'apparition de petites fissures dans les murs de la propri\u00e9t\u00e9, qui s'agrandissent progressivement au fur et \u00e0 mesure que la propri\u00e9t\u00e9 s'enfonce dans le sol.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il n'y a pas toujours lieu de s'alarmer si cela se produit. Il est courant que de petites fissures se d\u00e9veloppent dans le pl\u00e2tre des murs au fur et \u00e0 mesure que la nouvelle maison s'installe, surtout dans les habitations relativement r\u00e9centes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Couverture de la responsabilit\u00e9 civile<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un aspect souvent n\u00e9glig\u00e9 de l'assurance des b\u00e2timents est la couverture de la responsabilit\u00e9 civile. Ce type de couverture est souvent inclus, bien que le niveau de protection varie consid\u00e9rablement d'une police \u00e0 l'autre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette assurance compl\u00e9mentaire vous prot\u00e8ge au cas o\u00f9 quelqu'un subirait des dommages mat\u00e9riels ou physiques \u00e0 votre propri\u00e9t\u00e9 et que vous seriez poursuivi pour cela. Cette couverture est particuli\u00e8rement importante car, par exemple, si un visiteur de votre maison en Espagne subit un accident, comme une glissade et se blesse gravement (par exemple pr\u00e8s de la piscine), les frais m\u00e9dicaux et les co\u00fbts associ\u00e9s pourraient \u00eatre extr\u00eamement \u00e9lev\u00e9s et ruiner votre stabilit\u00e9 financi\u00e8re.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En conclusion, l'assurance construction en Espagne est un investissement essentiel pour tout propri\u00e9taire. Non seulement elle vous prot\u00e8ge des co\u00fbts de reconstruction potentiels, mais elle offre \u00e9galement une protection suppl\u00e9mentaire contre d'\u00e9ventuelles actions en responsabilit\u00e9.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est essentiel que vous examiniez attentivement votre police pour comprendre ce qui est couvert et ce qui ne l'est pas, et pour l'adapter \u00e0 vos besoins sp\u00e9cifiques, et Meridional peut vous aider.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Assurance communautaire et assurance des maisons de vacances<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L'assurance communautaire, un sujet que nous avons trait\u00e9 en profondeur dans un autre article de notre blog, est fondamentale lorsque vous achetez une propri\u00e9t\u00e9 en Espagne. Vous devez savoir ce qui est couvert par les frais communautaires et ce qui ne l'est pas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans le cadre d'un immeuble ou d'un lotissement, il y aura une communaut\u00e9 de voisins avec un conseil d'administration, un pr\u00e9sident et un administrateur de biens (de pr\u00e9f\u00e9rence agr\u00e9\u00e9, comme c'est le cas de Meridional) charg\u00e9 de la gestion du bien.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Leurs t\u00e2ches comprennent, entre autres, la collecte de taxes aupr\u00e8s des r\u00e9sidents pour s\u00e9curiser l'ext\u00e9rieur de l'immeuble et entretenir les parties communes telles que la piscine et les jardins.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Normalement, tous les propri\u00e9taires paient une redevance annuelle ou mensuelle pour couvrir ces co\u00fbts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est imp\u00e9ratif que chaque communaut\u00e9 dispose d'une assurance communautaire pour prot\u00e9ger les r\u00e9sidents en termes de couverture des b\u00e2timents et d'assurance responsabilit\u00e9 civile.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Assurance habitation de vacances<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En mati\u00e8re d'assurance habitation de vacances, compte tenu des risques associ\u00e9s, il est essentiel de disposer d'une couverture ad\u00e9quate, car de nombreuses situations peuvent se compliquer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les compagnies d'assurance consid\u00e8rent souvent que les maisons lou\u00e9es pour les vacances pr\u00e9sentent un risque plus \u00e9lev\u00e9. La propri\u00e9t\u00e9 peut rester inoccup\u00e9e pendant de longues p\u00e9riodes, ce qui augmente le risque de vol, et les locataires peuvent ne pas prendre soin de la propri\u00e9t\u00e9 aussi bien que vous le feriez. Ils peuvent \u00e9galement subir des dommages corporels et intenter une action en dommages-int\u00e9r\u00eats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il peut arriver qu'un locataire se blesse pendant qu'il loue votre bien en Espagne et qu'il vous poursuive en justice pour obtenir des frais m\u00e9dicaux et une indemnisation. Ce sc\u00e9nario, qui est couvert par la garantie de responsabilit\u00e9 civile, peut facilement se produire, surtout s'il y a une piscine dans votre maison.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Enfin, n'oubliez pas qu'une assurance immobili\u00e8re sp\u00e9cialis\u00e9e dans les locations de vacances vous couvrira m\u00eame si votre logement reste inoccup\u00e9 pendant de longues p\u00e9riodes.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En revanche, si vous n'avez qu'une assurance habitation de base, vous risquez de vous retrouver sans couverture si votre assureur d\u00e9couvre que votre bien est en fait une r\u00e9sidence secondaire ou une location de vacances, ce qui pourrait vous co\u00fbter des milliers d'euros.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Se prot\u00e9ger avec une assurance habitation en Espagne<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9sum\u00e9, il est indispensable de prot\u00e9ger votre investissement immobilier en Espagne par une assurance ad\u00e9quate. Les risques associ\u00e9s \u00e0 la possession d'un bien immobilier en Espagne, qu'il s'agisse d'un bien permanent ou d'un bien de vacances, sont vari\u00e9s et potentiellement co\u00fbteux. Assurez-vous d'avoir une couverture adapt\u00e9e \u00e0 vos besoins et aux caract\u00e9ristiques de votre bien, et bien s\u00fbr, ne laissez rien au hasard.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Il est n\u00e9cessaire d'insister<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En guise d'adieu, nous vous rappelons que si l'assurance habitation peut para\u00eetre compliqu\u00e9e et quelque peu fastidieuse, elle est essentielle pour prot\u00e9ger votre investissement et votre tranquillit\u00e9 d'esprit.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Examinez vos polices actuelles pour vous assurer que vous disposez d'une couverture ad\u00e9quate.<\/li>\n\n\n\n<li>Envisagez de souscrire une assurance sp\u00e9cialis\u00e9e si vous \u00eates propri\u00e9taire d'une location de vacances.&nbsp;<\/li>\n\n\n\n<li>Consultez un expert en assurance pour mieux comprendre vos besoins et vos options.<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li>Ne laissez pas le prix \u00eatre le seul facteur qui guide votre d\u00e9cision. N'oubliez pas que le bon march\u00e9 peut co\u00fbter cher.<\/li>\n\n\n\n<li>Informez-vous, comparez et prenez des d\u00e9cisions r\u00e9fl\u00e9chies en fonction de vos besoins r\u00e9els.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">N'oubliez pas qu'en mati\u00e8re d'assurance, mieux vaut pr\u00e9venir que gu\u00e9rir. La tranquillit\u00e9 d'esprit que procure une couverture ad\u00e9quate vaut chaque euro que vous payez. N'attendez pas d'\u00eatre confront\u00e9 \u00e0 un probl\u00e8me pour agir, prot\u00e9gez vos biens et votre famille.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Couverture l\u00e9gale de l'assurance m\u00e9nage en Espagne<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Il est important de v\u00e9rifier si votre police d'assurance habitation couvre les frais de justice. Cette couverture peut s'av\u00e9rer tr\u00e8s utile si vous \u00eates confront\u00e9 \u00e0 un litige en mati\u00e8re de travail, de consommation, de propri\u00e9t\u00e9 ou de dommages corporels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Obtenir une assurance habitation abordable en Espagne ne signifie pas n\u00e9cessairement sacrifier des protections essentielles. La meilleure chose \u00e0 faire est de rechercher, de comparer et de comprendre les termes et conditions de votre police d'assurance, et avec l'aide d'un conseiller en assurance, vous pourrez obtenir une assurance habitation abordable. <a href=\"https:\/\/www.coseba.com\/\" data-type=\"URL\" data-id=\"https:\/\/www.coseba.com\/\">Coseba<\/a> et Meridional, vous pouvez d\u00e9j\u00e0 faire faire cette route.<\/p>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-e409df7\" data-block-id=\"e409df7\"><style>.stk-e409df7{margin-bottom:70px !important}<\/style><p class=\"stk-block-text__text\">Il vous suffit de nous contacter et de nous laisser faire, avec l'avantage de pouvoir nous appeler personnellement pour lever vos doutes avant de souscrire votre assurance habitation.<\/p><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-bd06d5e\" data-block-id=\"bd06d5e\"><style>.stk-bd06d5e{margin-top:60px !important;margin-bottom:60px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-bd06d5e-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-02afe8c\" data-v=\"4\" data-block-id=\"02afe8c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-02afe8c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-02afe8c-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-90de9a6\" id=\"tal-vez-tambien-te-interesen\" data-block-id=\"90de9a6\"><style>.stk-90de9a6{margin-bottom:0px !important}<\/style><h3 class=\"stk-block-heading__text has-text-align-center stk-block-heading--use-theme-margins\">Cela pourrait \u00e9galement vous int\u00e9resser\u2026<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider has-text-align-center stk-block stk-a09d7c0 is-style-bar\" data-block-id=\"a09d7c0\"><style>.stk-a09d7c0{margin-bottom:30px !important}.stk-a09d7c0 hr.stk-block-divider__hr{background:var(--stk-global-color-51554,#3a9d33) !important;border-radius:calc(2px \/ 2) !important;height:2px !important;width:15% !important}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b877f9b\" id=\"todos-nuestros-seguros-para-tu-tranquilidad\" data-block-id=\"b877f9b\"><h2 class=\"stk-block-heading__text has-text-align-center\">Toutes nos assurances pour votre tranquillit\u00e9 d&#039;esprit<\/h2><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignwide stk-block-columns stk-block stk-ff695c6 stk-block-background\" id=\"seguros-expatries-type\" data-block-id=\"ff695c6\"><style>.stk-ff695c6{background-color:#ffffff !important;max-width:1320px !important;margin-right:auto !important;margin-bottom:60px !important;margin-left:auto !important}.stk-ff695c6:before{background-color:#ffffff !important}.stk-ff695c6-column{--stk-columns-spacing:0px !important;--stk-column-gap:10px !important;row-gap:20px !important}@media screen and (max-width:1023px){.stk-ff695c6{max-width:1200px !important;margin-right:auto !important;margin-left:auto !important}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ff695c6-column alignwide\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-fd57a49 stk-block-background\" data-v=\"4\" data-block-id=\"fd57a49\"><style>.stk-fd57a49-container{margin-top:30px !important;margin-right:30px !important;margin-bottom:30px !important;margin-left:30px !important}.stk-fd57a49{background-color:#ffffff !important;border-radius:10px !important;overflow:hidden !important;box-shadow:7px 5px 30px rgba(72,73,121,0.15) !important;border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important;padding-top:2px !important;padding-right:2px !important;padding-bottom:2px !important;padding-left:2px !important}.stk-fd57a49:before{background-color:#ffffff !important}@media screen and (min-width:768px){.stk-fd57a49{flex:1 1 calc(25% - var(--stk-column-gap,0px) * 3 \/ 4 ) !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-fd57a49-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-fd57a49-inner-blocks\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-a202dc20 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/meridionalteam.com\/es\/wp-content\/uploads\/sites\/2\/2022\/10\/salud-300x286.png\" alt=\"assurance-maladie-expatri\u00e9s\" class=\"uag-image-2528\" width=\"100\" height=\"286\" title=\"\" loading=\"lazy\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-a314066\" id=\"seguro-salud\" data-block-id=\"a314066\"><style>.stk-a314066{min-height:90px !important;align-items:flex-start !important;display:flex !important}.stk-a314066 .stk-block-heading__text{font-size:26px !important;color:var(--stk-global-color-93215,#373a36) !important}@media screen and (max-width:1023px){.stk-a314066 .stk-block-heading__text{font-size:26px !important}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-93215-color has-text-align-center\">Assurance maladie<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-13b2639\" data-block-id=\"13b2639\"><style>.stk-13b2639{min-height:155px !important}.stk-13b2639 .stk-block-text__text{font-size:18px !important}@media screen and (max-width:1023px){.stk-13b2639 .stk-block-text__text{font-size:15px !important}}@media screen and (max-width:767px){.stk-13b2639 .stk-block-text__text{font-size:20px !important}}<\/style><p class=\"stk-block-text__text has-text-align-center\">L&#039;assurance qui couvre vos besoins m\u00e9dicaux pendant votre s\u00e9jour en Espagne.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-5678ae5\" data-block-id=\"5678ae5\"><style>.stk-5678ae5{min-height:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-ghost stk-block stk-7e747d6\" data-block-id=\"7e747d6\"><style>.stk-7e747d6,.stk-7e747d6 .stk-button{width:100% !important}.stk-7e747d6{flex:1 1 0 !important}.stk-7e747d6 .stk-button{background:transparent !important}.stk-7e747d6 .stk-button:hover:after{background:transparent !important;opacity:1 !important}:where(.stk-hover-parent:hover,.stk-hover-parent.stk--is-hovered) .stk-7e747d6 .stk-button:after{background:transparent !important;opacity:1 !important}.stk-7e747d6 .stk-button:before{border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important}.stk-7e747d6 .stk-button .stk--inner-svg svg:last-child,.stk-7e747d6 .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--stk-global-color-51554,#3a9d33) !important}.stk-7e747d6 .stk-button__inner-text{color:var(--stk-global-color-51554,#3a9d33) !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/seguro-de-salud\/\"><span class=\"has-text-color has-stk-global-color-51554-color stk-button__inner-text\">Plus d'informations<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1e4c4ef\" data-block-id=\"1e4c4ef\"><style>.stk-1e4c4ef{min-height:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-1b3659f\" data-block-id=\"1b3659f\"><style>.stk-1b3659f,.stk-1b3659f .stk-button{width:100% !important}.stk-1b3659f{flex:1 1 0 !important}.stk-1b3659f .stk-button{background:var(--stk-global-color-51554,#3a9d33) !important}.stk-1b3659f .stk-button .stk--inner-svg svg:last-child,.stk-1b3659f .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--stk-global-color-51554,#3a9d33) !important}.stk-1b3659f .stk-button__inner-text{color:#ffffff !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/formulario-de-contratacion\/\"><span class=\"has-text-color has-white-color stk-button__inner-text\">Devis gratuit<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b270c8d stk-block-background\" data-v=\"4\" data-block-id=\"b270c8d\"><style>.stk-b270c8d-container{margin-top:30px !important;margin-right:30px !important;margin-bottom:30px !important;margin-left:30px !important}.stk-b270c8d{background-color:#ffffff !important;border-radius:10px !important;overflow:hidden !important;box-shadow:7px 5px 30px rgba(72,73,121,0.15) !important;border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important;padding-top:2px !important;padding-right:2px !important;padding-bottom:2px !important;padding-left:2px !important}.stk-b270c8d:before{background-color:#ffffff !important}@media screen and (min-width:768px){.stk-b270c8d{flex:1 1 calc(25% - var(--stk-column-gap,0px) * 3 \/ 4 ) !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b270c8d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b270c8d-inner-blocks\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-9cebb958 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/meridionalteam.com\/es\/wp-content\/uploads\/sites\/2\/2022\/10\/viajes-e1667200448146-300x116.png\" alt=\"\" class=\"uag-image-2852\" width=\"150\" height=\"116\" title=\"\" loading=\"lazy\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-705af44\" id=\"seguro-viaje-y-vacaciones\" data-block-id=\"705af44\"><style>.stk-705af44{min-height:90px !important;align-items:flex-start !important;display:flex !important}.stk-705af44 .stk-block-heading__text{font-size:26px !important;color:var(--stk-global-color-93215,#373a36) !important}@media screen and (max-width:1023px){.stk-705af44 .stk-block-heading__text{font-size:26px !important}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-93215-color has-text-align-center\">Assurance voyage et vacances <\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2b7182a\" data-block-id=\"2b7182a\"><style>.stk-2b7182a{min-height:155px !important}.stk-2b7182a .stk-block-text__text{font-size:18px !important}@media screen and (max-width:1023px){.stk-2b7182a .stk-block-text__text{font-size:15px !important}}@media screen and (max-width:767px){.stk-2b7182a .stk-block-text__text{font-size:20px !important}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Le moment de vos vacances doit \u00eatre le plus agr\u00e9able et ne penser qu&#039;au repos.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-9b48060\" data-block-id=\"9b48060\"><style>.stk-9b48060{min-height:50px !important;align-items:flex-end !important;display:flex !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-ghost stk-block stk-2e98503\" data-block-id=\"2e98503\"><style>.stk-2e98503,.stk-2e98503 .stk-button{width:100% !important}.stk-2e98503{flex:1 1 0 !important}.stk-2e98503 .stk-button{background:transparent !important}.stk-2e98503 .stk-button:hover:after{background:transparent !important;opacity:1 !important}:where(.stk-hover-parent:hover,.stk-hover-parent.stk--is-hovered) .stk-2e98503 .stk-button:after{background:transparent !important;opacity:1 !important}.stk-2e98503 .stk-button:before{border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important}.stk-2e98503 .stk-button .stk--inner-svg svg:last-child,.stk-2e98503 .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--stk-global-color-51554,#3a9d33) !important}.stk-2e98503 .stk-button__inner-text{color:var(--stk-global-color-51554,#3a9d33) !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-extranjeros\/seguro-para-extranjeros-que-viajan-a-espana\/\"><span class=\"has-text-color has-stk-global-color-51554-color stk-button__inner-text\">Plus d'informations<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-6257c4f\" data-block-id=\"6257c4f\"><style>.stk-6257c4f{min-height:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-6a474b4\" data-block-id=\"6a474b4\"><style>.stk-6a474b4,.stk-6a474b4 .stk-button{width:100% !important}.stk-6a474b4{flex:1 1 0 !important}.stk-6a474b4 .stk-button{background:var(--stk-global-color-51554,#3a9d33) !important}.stk-6a474b4 .stk-button .stk--inner-svg svg:last-child,.stk-6a474b4 .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:#ffffff !important}.stk-6a474b4 .stk-button__inner-text{color:#ffffff !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/formulario-de-contratacion\/\"><span class=\"has-text-color has-white-color stk-button__inner-text\">Devis gratuit<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-d845d93 stk-block-background\" data-v=\"4\" data-block-id=\"d845d93\"><style>.stk-d845d93-container{margin-top:30px !important;margin-right:30px !important;margin-bottom:30px !important;margin-left:30px !important}.stk-d845d93{background-color:#ffffff !important;border-radius:10px !important;overflow:hidden !important;box-shadow:7px 5px 30px rgba(72,73,121,0.15) !important;border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important;padding-top:2px !important;padding-right:2px !important;padding-bottom:2px !important;padding-left:2px !important}.stk-d845d93:before{background-color:#ffffff !important}@media screen and (min-width:768px){.stk-d845d93{flex:1 1 calc(25% - var(--stk-column-gap,0px) * 3 \/ 4 ) !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-d845d93-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-d845d93-inner-blocks\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-b2c16a36 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/meridionalteam.com\/es\/wp-content\/uploads\/sites\/2\/2022\/10\/hogar-276x300.png\" alt=\"assurance-domicile-expatri\u00e9s\" class=\"uag-image-2526\" width=\"90\" height=\"300\" title=\"\" loading=\"lazy\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-e8b9c89\" id=\"seguro-hogar\" data-block-id=\"e8b9c89\"><style>.stk-e8b9c89{min-height:90px !important;align-items:flex-start !important;display:flex !important}.stk-e8b9c89 .stk-block-heading__text{font-size:26px !important;color:var(--stk-global-color-93215,#373a36) !important}@media screen and (max-width:1023px){.stk-e8b9c89 .stk-block-heading__text{font-size:26px !important}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-93215-color has-text-align-center\">Assurance habitation<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-79452fd\" data-block-id=\"79452fd\"><style>.stk-79452fd{min-height:155px !important}.stk-79452fd .stk-block-text__text{font-size:18px !important}@media screen and (max-width:1023px){.stk-79452fd .stk-block-text__text{font-size:15px !important}}@media screen and (max-width:767px){.stk-79452fd .stk-block-text__text{font-size:20px !important}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Prenez soin de votre maison contre tout \u00e9v\u00e9nement impr\u00e9vu avec toute la protection dont vous avez besoin.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-a071781\" data-block-id=\"a071781\"><style>.stk-a071781{min-height:50px !important;align-items:flex-end !important;display:flex !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-ghost stk-block stk-d52f45c\" data-block-id=\"d52f45c\"><style>.stk-d52f45c,.stk-d52f45c .stk-button{width:100% !important}.stk-d52f45c{flex:1 1 0 !important}.stk-d52f45c .stk-button{background:transparent !important}.stk-d52f45c .stk-button:hover:after{background:transparent !important;opacity:1 !important}:where(.stk-hover-parent:hover,.stk-hover-parent.stk--is-hovered) .stk-d52f45c .stk-button:after{background:transparent !important;opacity:1 !important}.stk-d52f45c .stk-button:before{border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important}.stk-d52f45c .stk-button .stk--inner-svg svg:last-child,.stk-d52f45c .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--stk-global-color-51554,#3a9d33) !important}.stk-d52f45c .stk-button__inner-text{color:var(--stk-global-color-51554,#3a9d33) 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data-block-id=\"9056881\"><style>.stk-9056881{min-height:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-1d95640\" data-block-id=\"1d95640\"><style>.stk-1d95640,.stk-1d95640 .stk-button{width:100% !important}.stk-1d95640{flex:1 1 0 !important}.stk-1d95640 .stk-button{background:var(--stk-global-color-51554,#3a9d33) !important}.stk-1d95640 .stk-button .stk--inner-svg svg:last-child,.stk-1d95640 .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:#ffffff !important}.stk-1d95640 .stk-button__inner-text{color:#ffffff !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/formulario-de-contratacion\/\"><span class=\"has-text-color has-white-color stk-button__inner-text\">Devis gratuit<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4b852b8 stk-block-background\" data-v=\"4\" data-block-id=\"4b852b8\"><style>.stk-4b852b8-container{margin-top:30px !important;margin-right:30px !important;margin-bottom:30px !important;margin-left:30px !important}.stk-4b852b8{background-color:#ffffff !important;border-radius:10px !important;overflow:hidden !important;box-shadow:7px 5px 30px rgba(72,73,121,0.15) !important;border-style:solid !important;border-color:var(--stk-global-color-51554,#3a9d33) !important;border-top-width:2px !important;border-right-width:2px !important;border-bottom-width:2px !important;border-left-width:2px !important;padding-top:2px !important;padding-right:2px !important;padding-bottom:2px !important;padding-left:2px !important}.stk-4b852b8:before{background-color:#ffffff !important}@media screen and (min-width:768px){.stk-4b852b8{flex:1 1 calc(25% - var(--stk-column-gap,0px) * 3 \/ 4 ) !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4b852b8-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4b852b8-inner-blocks\">\n<div class=\"wp-block-uagb-image aligncenter uagb-block-22dd6dec wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" src=\"https:\/\/meridionalteam.com\/es\/wp-content\/uploads\/sites\/2\/2022\/10\/edificios-294x300.png\" alt=\"construction-assurance-expatri\u00e9s\" class=\"uag-image-2525\" width=\"90\" height=\"300\" title=\"\" loading=\"lazy\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5296861\" id=\"seguro-edificios\" data-block-id=\"5296861\"><style>.stk-5296861{min-height:90px !important;align-items:flex-start !important;display:flex !important}.stk-5296861 .stk-block-heading__text{font-size:26px !important;color:var(--stk-global-color-93215,#373a36) !important}@media screen and (max-width:1023px){.stk-5296861 .stk-block-heading__text{font-size:26px !important}}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-93215-color has-text-align-center\">Assurance construction<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-806f376\" data-block-id=\"806f376\"><style>.stk-806f376{min-height:155px !important}.stk-806f376 .stk-block-text__text{font-size:18px !important}@media screen and (max-width:1023px){.stk-806f376 .stk-block-text__text{font-size:15px !important}}@media screen and (max-width:767px){.stk-806f376 .stk-block-text__text{font-size:20px !important}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Couvrez les risques qui mettent en danger la tranquillit\u00e9 de votre communaut\u00e9 de voisins.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-f2ab359\" data-block-id=\"f2ab359\"><style>.stk-f2ab359{min-height:50px !important;align-items:flex-end !important;display:flex !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button 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.stk-button__inner-text{color:var(--stk-global-color-51554,#3a9d33) !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/seguro-edificios-y-comunidades\/\"><span class=\"has-text-color has-stk-global-color-51554-color stk-button__inner-text\">Plus d'informations<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-a6f20b1\" data-block-id=\"a6f20b1\"><style>.stk-a6f20b1{min-height:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-777740b\" data-block-id=\"777740b\"><style>.stk-777740b,.stk-777740b .stk-button{width:100% !important}.stk-777740b{flex:1 1 0 !important}.stk-777740b .stk-button{background:var(--stk-global-color-51554,#3a9d33) !important}.stk-777740b .stk-button .stk--inner-svg svg:last-child,.stk-777740b .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:#ffffff !important}.stk-777740b .stk-button__inner-text{color:#ffffff !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/meridionalteam.com\/fr\/es\/seguros-para-expatriados\/formulario-de-contratacion\/\"><span class=\"has-text-color has-white-color stk-button__inner-text\">Devis gratuit<\/span><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/div><\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Ante el interrogante de c\u00f3mo conseguir un seguro de hogar mejor y m\u00e1s econ\u00f3mico en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5307,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"qubely_global_settings":"","qubely_interactions":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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href=\"https:\/\/meridionalteam.com\/fr\/category\/sin-categoria\/\" rel=\"category tag\">Sin categor\u00eda<\/a>","qubely_excerpt":"Ante el interrogante de c\u00f3mo conseguir un seguro de hogar mejor y m\u00e1s econ\u00f3mico en [&hellip;]","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Consejos para conseguir un buen Seguro de Hogar en Espa\u00f1a. | Meridional Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/meridionalteam.com\/fr\/conseils-pour-obtenir-une-bonne-assurance-habitation-en-espagne\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consejos para conseguir un buen Seguro de Hogar en Espa\u00f1a.\" \/>\n<meta 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