Medical insurance tailored to you

health insurance for foreigners

The most complete coverage on the Costa del Sol for when you need it most.

24-hour medical emergency lines in English.
Health insurance designed for foreigners in Spain
Health insurance so that plans go well

Meridional & Coseba, 100% independent to find the best health insurance for you in Spain.

Request information about current offers

Plan a good stay, plan health with the best insurance for your well-being

Get more on your health insurance with our advice.

We trust very "medical" companies

From a national cooperative of doctors to large international companies, all with one main objective: The patient is the center

No language barriers

We want language not to be a barrier. We speak English and will do our best to communicate with you and help you.

We assist you however you prefer

Please call us or write leaving your information and we will assist you by phone, by mail, WhatsApp or by appointment at our Miraflores office.

Find the right coverage at the right price

We offer you the best health insurance for foreigners and with the best coverage

Speak with us

What you need to know about Health insurance

Who is this insurance for?

This insurance is for anyone who wants to benefit from the advantages of Spanish healthcare, without language barriers. This includes:

Full or part-time residents in Spain
Residents in other countries who visit Spain regularly or occasionally
Those who want to enjoy the advantages of one of the best healthcare systems in the world, regardless of where they live.

What documents are necessary to have private health insurance?

The documents you must provide are:

Passport details
A form of payment: a Spanish bank account or an international debit/credit card.

You will also be asked to:

Complete an online health questionnaire.
Provide a correspondence address in Spain.
The correspondence address does not have to be your home address, although to receive home visits from a doctor or nurse in Spain you will need to report any change of address in advance.

What is the difference between a policy with a copay and without a copay?

Policies with co-payment

The co-payment option is cheaper. In return, you will be asked to pay a small part of some services.

Before choosing this option, please note that:

The Spanish consulate only accepts policies without co-payment for visa or residency applications. If you need health insurance to apply for a Spanish visa or residency, choose the option without co-payment.

Premiums for policies with co-payment can only be paid by direct debit from a Spanish bank account.

Without co-payment

The option without co-payment has a higher annual premium. In return, you will never have to pay out of pocket for any service covered by your policy.

Can I communicate with companies in English?

Yes, all the companies we have selected offer personal and medical assistance in English.

Can I pay if I don't have a Spanish bank account?

Yes. Policies without co-payment can be paid with an international debit or credit card. Policies with co-payment can only be paid by direct debit from a Spanish bank account.

Do I need to be registered as a permanent resident in Spain?

It is not necessary to be a resident in Spain to have private health insurance.

Regardless of your resident status and place of residence, you will be able to enjoy the same advantages and privileges as a Spanish permanent resident.

Taking care of the important things

At Meridional we know that people are interested in four things: a simple insurance contracting process, that they are affordable, with adequate coverage, good customer service when problems arise and, if possible, at least in English.

Our focus is clear: make insurance easy, fast and hassle-free. We are here to take care of our homeowners and offer responsive insurance.