If you also need extra protection to protect yourself, you have numerous optional coverages with which you can personalize your policy. Storage rooms and gardens. Appliance repair. Breakage and breakdown of computer equipment. Support for computer equipment (included in the Main Housing modality). Pets. Civil liability for dangerous dogs. Personal accidents at home. Loss of refrigerated goods (in the main home modality it is included).

If you call it home too, we want to protect it.

Home insurance for foreigners

Home insurance for foreigners in Spain

All the coverage and services you need
Maximum protection in all incidents.

Home insurance designed for foreigners who live in our country.

¡ Take it out now!

Home insurance for foreigners health insurance for foreigners

Are you looking for home insurance to protect your largest asset in Spain?

Why insure my house in Spain?

Every home in every place is different, which is why every home insurance must be unique.

Let's analyse the coverage options you need to protect it efficiently and at the best price. We will study your case so that you do not have to pay more than you need.

Know the best coverage for you

Each home is unique. We adapt to the characteristics of your house and the use it has at any given time: main home, vacation home, unoccupied home or rental home.
Handyman Service: All the selected companies have a DIY service for small jobs in your home: putting up shelves and pictures, cosmetic touches and much more.
Servihogar: Emergency services for unforeseen events at home: emergency electricity, locksmith, water emergencies, etc.
Vehicle Theft: We select companies that compensate for property and personal effects stolen from inside your vehicle, as long as it is inside a garage or closed parking lot.
Theft outside the home: We select companies that compensate for the theft of property that you may suffer outside your home, or when this happens to your spouse or children. We include the costs of reissuing documentation such as a passport or driving license, among others.
Fraudulent use of cards: We select companies that cover losses caused when other people use stolen bank cards inside or outside the insured home, whether they are yours (as the insured) or belong to your spouse or children.
Sporadic rental: We select companies that, if you decide to rent your primary home sporadically, cover civil liability and acts of vandalism that temporary tenants may cause in your home or that of third parties. (only available in Main Home modality).

The tranquility of your home

Contact us and discover the best coverage for your home.

Speak with us

Quality commitment^*

Each home is unique. We adapt to the characteristics of your house and the use it has at any given time: main home, vacation home, unoccupied home or rental home.

In less than 24 hours, a professional will contact the insured and plan their assistance.
In less than 48 hours the repair planning will be communicated.
In less than 72 hours, the designated professional will begin the repair work.

*Consult with Meridional to know the details of this commitment of each insurer

Different contracting modalities

We adapt to the type of home and the use for which you have it intended.
We have the modality that best fits your needs:

Main Housing. (VP)
Vacation home. (VV)
Rental home. (VA)
Unoccupied home. (VD)

Civil Liability

What if I leave the faucet open and cause damage to all my neighbors? By insuring your home with us you can have coverage for any damage that you may cause to a third party.
Always available in all four modalities.

Civil Liability

Damage due to fire, electrical and weather phenomena

Your home is your refuge, that is why we protect it against unforeseen events such as rain, wind, hail, snow, lightning strikes, fires, smoke and much more. Available from most insurance companies.

Call us or contact us to find out all the details.

Water damage

What if my washing machine breaks and my apartment floods with all my things inside? Most companies protect your home against material losses caused by water leaks in pipes, tanks, appliances, forgetting to close faucets or water valves, frost, etc.

Legal protection, bonds, defense and claim

What if my neighbor sues me, what do I do? You will always have professional legal assistance for you, your spouse, your partner and your children, as well as when you decide to initiate a claim against a third party. Available from most insurance companies.

Attorneys' fees and expenses.
Fees, duties and other costs arising from the proceedings.
Expenses of experts if necessary.
Telephone legal advice on tax issues, contracts, etc.

Theft

Your memories, your dreams, your assets are in your home, protect them against loss. The companies can compensate you in the event that they are stolen (due to robbery, theft or plundering) from your home, annexes or outbuildings.

Available in the forms of Main Home, Vacation Home and Rental Home. Not available in the Vacant Housing modality.

Attorneys' fees and expenses.
Repair of damage as a result of theft or an attempted theft.
Robbery outside the home.
Replacement of keys and locks.
Fraudulent use of credit and debit cards.

Optional coverages

If you also need extra protection to protect yourself, you have numerous optional coverages with which you can personalize your policy.

Storage rooms and gardens.
Appliance repair.
Breakage and breakdown of computer equipment.
Support for computer equipment (included in the Main Housing modality).
Pets.
Civil liability for dangerous dogs.
Personal accidents at home.
Loss of refrigerated goods (in the main home modality it is included).

Taking care of the important things

At Meridional we know that people are interested in four things: a simple insurance contracting process, that they are affordable, with adequate coverage, good customer service when problems arise and, if possible, at least in English.

Our focus is clear: make insurance easy, fast and hassle-free. We are here to take care of our homeowners and offer responsive insurance.