Insurance for communities of owners and buildings
Insurance for Communities of Owners and Buildings in Spain
Getting insurance for the Community can seem quite complicated. The experience of Meridional as administrator and of Coseba allows communities to contract the best coverage at the best price.
Coverage designed for Communities of Owners, Neighborhood Communities grouped in Associations and Properties with a single owner intended for rental.
The tranquility of community life begins with good insurance.
Ask us and we will help you hire the best coverage for your community.
Why should your community be insured?
Benefits of community and buildings insurance in Spain
Insurance that adapts to each type of community and that you can configure to suit you. Everything you expect from insurance and many more advantages at no cost. We want you to feel special, so in addition to speaking in your language, all these benefits are for you, without having to pay more for them.
Learn about the most common emergency coverage in communities
Other star coverage
The tranquility of living in a community
Contact us and we will advise you on the best coverage for your community.
Insurance that adapts to the needs of any type of community of owners.
They ensure the content and the community or private content if you are the owner of the property.
They can cover the civil liability of:
They defend your interests as an insured in administrative, judicial or arbitration proceedings, covering legal fees, rights and costs, expenses of attorneys, experts and notaries, when necessary to defend the interests of the insured. You can use this guarantee:
They cover damage that occurs to the common elements of the building or community, as a result of water, including:
They cover the repair of damage that has occurred due to short circuit, combustion, alteration of the electrical network or lightning strike, in community facilities, and that affects:
If the building or community becomes uninhabitable, totally or partially, some companies will cover the costs of:
Many insurers and in the event that due to construction or renovation works carried out by third parties on the ground or subsoil other than those carried out in the Community of Owners, damage occurs to structural elements that compromise the mechanical resistance and stability of the building and the competent authority declares the total ruin of the building and its eviction, they will be responsible for the direct material damage.
Managing a building or a community is not an easy task, especially when you live outside your country.
At Meridional we want to make your life easier, that is why we advise you by telephone and help you in the management and in obtaining certain forms and forms on the following matters:
Buildings and communities of owners require a lot of maintenance and people who work in this activity can suffer an accident. Many companies have incorporated guarantees to protect them against:
Furthermore, not all people are the same and there may be workers who are not trustworthy. For these cases, insurance protects you from robbery, plunder or theft carried out by this type of employees.
Damage to common elements and insured homes can be covered as a result of:
Taking care of the important things
At Meridional we know that people are interested in four things: a simple insurance contracting process, that they are affordable, with adequate coverage, good customer service when problems arise and, if possible, at least in English.
Our focus is clear: make insurance easy, fast and hassle-free. We are here to take care of our homeowners and offer responsive insurance.
Specialized Advice
Our professionals are also foreigners who one day came to live in Malaga and know your problems from experience.
We speak your language
We want language not to be a barrier. We speak English and will do our best to communicate with you and help you.
Easy to hire
Please call us or write leaving your information and we will assist you by phone, by mail, WhatsApp or by appointment at our Miraflores office.
Speed in service
We will always process insurance or a report quickly, because we like to be attentive to any inconvenience or doubt you may have.
Extraordinary Conditions
We have the experience and credibility of the main companies in the market, which will provide us with the highest quality of coverage for you.
Payment facilities
In all our insurance policies there are payment facilities: for example monthly (Health), quarterly, semi-annual or annually for others.
Welcome to care
Make an appointment with our agents because we want to hear how we can help you. Remember that we speak English.
Our office hours are from 9:00 a.m. to 5:00 p.m., Monday to Friday.
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